Wildfire Metrics
Property-Scale Wildfire Risk Insights
Traditional wildfire datasets often aggregate exposure at regional or ZIP-code levels. Wildfire Metrics provides research-based analytics that capture local variability at the property scale — helping insurers, reinsurers, and analysts gain a more granular understanding of wildfire risk.
Accuracy = Profitability
Learning from $40 Billion in Losses
In 2025, California’s Palisades and Eaton Fires caused over $40 billion in insured losses—the costliest U.S. wildfire events that year. Many risk assessments still underestimate the local variations that drive these losses.Wildfire Metrics analyzes fine-scale terrain, vegetation, and exposure data from validated environmental sources, offering insight into why similar properties can experience vastly different outcomes.
Underwriting Precision
Insure with Greater Confidence
Enhance pricing and portfolio analysis with transparent, reproducible wildfire-risk indicators.
Differentiate between moderate- and high-exposure areas, refine assumptions, and support data-driven underwriting decisions.
Portfolio Intelligence
Quantify Exposure with Clarity
Visualize wildfire exposure consistently across portfolios. Identify spatial patterns, validate existing models, and gain a clearer view of how local conditions affect risk distribution.
Data You Can Trust
Research-Driven and Industry-Tested
WildfireMetrics was founded by PhD researchers and data scientists with backgrounds in finance, risk analytics, and environmental systems. Our team combines academic rigor with practical experience in modeling and regulatory data standards to ensure each dataset is validated, explainable, and auditable.
Underwriting Insight
Built on Peer-Reviewed Data Sources
Wildfire Metrics integrates validated environmental and terrain data into a transparent analytics workflow designed for reproducibility and auditability at the property scale.
Risk Analytics
Built with Analysts, for Analysts
Our multidisciplinary team bridges financial risk, environmental analytics, and geospatial methods—aligning data science with real-world decision needs.
Transparent & Reproducible
High-Resolution Analytics for Modern Risk Modeling
Wildfire Metrics models wildfire exposure at the scale of individual parcels, designed to complement traditional regional models. By revealing fine-grained variations within larger zones, our platform helps users refine their assumptions and discover patterns that aggregated datasets often miss.
Join the Early Access Program
Bring Research-Backed Wildfire Analytics to Your Workflows
Go beyond ZIP-level summaries and see how granular, research-driven data can enhance your understanding of wildfire risk and exposure.
© 2025 Wildfire MetricsWildfire Metrics provides wildfire-risk analytics for research and informational purposes. Data should not be relied upon as a substitute for official risk assessments or regulatory filings.
Wildfire Metrics – Privacy Policy
Effective Date: October 20, 2025Wildfire Metrics (“we”, “our”, or “us”) is committed to protecting your privacy. This Privacy Policy explains what information we collect, how we use it, and your rights.When you use our website or request wildfire risk data, we may collect information such as your name, email address, organization, and property location details (e.g., address, latitude, and longitude). We may also collect technical information automatically, such as IP address, browser type, and usage statistics, to help us improve our services.We use this information to provide property-level wildfire risk analytics, improve data accuracy, and communicate updates or insights related to wildfire modeling. We do not sell, rent, or trade your personal information. We may share limited information only with trusted service providers who assist us in operating our platform or analyzing performance, and only under confidentiality agreements.We take reasonable steps to protect your information from unauthorized access or disclosure. However, no method of data transmission or storage is completely secure, and we cannot guarantee absolute security.You may request to delete your information or opt out of communications at any time by emailing [email protected].We may update this Privacy Policy periodically. Any changes will be posted on this page with a new effective date.If you have any questions about this Privacy Policy or our data practices, please contact us at [email protected].
Wildfire Metrics – Terms of Use
Effective Date: October 20, 2025By accessing or using the Wildfire Metrics website or any related services (“Services”), you agree to the following Terms of Use. Please read them carefully before using the site.1. Purpose of the ServiceWildfire Metrics provides property-level wildfire risk analytics and related data derived from publicly available and scientifically validated sources. The Services are intended for informational and research purposes only. Wildfire Metrics does not provide insurance, legal, or financial advice, and does not guarantee any specific outcomes or risk determinations.2. Data Accuracy and DisclaimerWhile we strive for accuracy and consistency, wildfire data is inherently subject to uncertainty and change due to environmental, temporal, and modeling factors. All analytics, metrics, and reports are provided “as is”, without warranties of completeness, accuracy, or fitness for a particular purpose.Wildfire Metrics makes no representations regarding the suitability or reliability of its data for insurance underwriting, property valuation, or any other commercial use. Users are responsible for independently verifying results and consulting qualified professionals before making decisions based on the data.3. Intellectual PropertyAll content, data models, analytics, text, images, and other materials on this website are the property of Wildfire Metrics and are protected by copyright and other intellectual property laws. You may not copy, redistribute, or resell any portion of the Services without prior written permission.4. Limitation of LiabilityWildfire Metrics is not liable for any losses, damages, or decisions made based on the use of its analytics or data. Users assume full responsibility for how they interpret and apply the information provided.5. Privacy and Data HandlingYour use of the Services is also governed by our Privacy Policy
, which explains how we collect, use, and protect your personal information. By using the Services, you consent to our data practices as described in that policy.6. Lawful UseYou agree to use the Services only for lawful purposes and to provide accurate, truthful information when interacting with our platform.7. Updates to TermsWe may update these Terms of Use from time to time. The updated version will be posted on this page with a new effective date. Continued use of the Services after updates constitutes acceptance of the revised terms.8. Contact InformationIf you have any questions about these Terms, please contact us at [email protected].